The federal crime of mail fraud occurs when individuals exploit the postal system to carry out deceptive schemes against others. It occurs when someone intentionally uses the mail to deceive people for financial gain.
Mail fraud is considered a white collar crime, typically financially motivated and non-violent. It can be part of various schemes, from investment scams to fake charities. The crime doesn’t require the mail to cross state lines, as using postal services for fraudulent purposes can lead to federal charges.
Examples of mail fraud
The U.S. Postal Inspection Service investigates mail fraud cases before referring them to federal law enforcement for prosecution. These cases often target vulnerable populations, with seniors and veterans being frequent victims. Common types of mail fraud include:
- Fraudulent home improvement offers
- Health insurance scams
- Land fraud targeting retirees
- Inheritance scams
- Fake charities and political contribution requests
- Sweepstakes fraud
- Employment schemes targeting the unemployed
If convicted of mail fraud, you could face severe penalties. The crime is punishable by up to 20 years in prison and hefty fines. In cases involving financial institutions or declared emergencies, penalties can increase to 30 years in prison and fines up to $1 million.
What are possible defenses?
To secure a conviction, the government must prove you intentionally devised a scheme to defraud and used the mail to carry it out. This high burden of proof opens up several potential defense strategies, including:
- Lack of intent to defraud
- Misunderstanding of the scheme’s fraudulent nature
- Following orders without knowledge of illegality
- Absence of personal financial gain
- Mistaken identity
If you’re facing mail fraud charges, it’s crucial to seek experienced criminal defense guidance. These cases often involve complex financial issues and can result in severe consequences.
A skilled attorney can help you understand your rights and explore defense options, working towards dismissing the charges against you or minimizing penalties. It’s not advisable to face these serious federal charges alone – professional legal help can significantly bolster your defense.